Associate Wealth Advisor
Swad Wealth Management, LLC – Santa Rosa, CA (Hybrid)

Swad Wealth Management is seeking an experienced Certified Financial Planner (CFP®) professional to join our growing firm as an Associate Wealth Advisor.

This role is ideal for a financial planner with 3–5+ years of experience who enjoys deep analytical work, collaborating on client strategy, and building long-term relationships. You will work directly with the founder in delivering high-quality financial planning and client advice across all engagements.

This is not a sales role. There are no marketing or business development responsibilities. The focus is on thoughtful, high-quality planning and helping clients make confident decisions.

For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.

Why Join Us

Most financial planning roles today fall into one of two categories:

1. Sales-driven environments where growth is tied to production and asset gathering
2. Large firms where planning is fragmented, and advisors are removed from the full client relationship
   

This role is different.

At Swad Wealth Management, you will work directly with the founder in delivering comprehensive, relationship-driven financial planning to a small group of high-net-worth and retired clients.

Autonomy

-Work From Home: Option to work from home 2-3 days a week on average

-No micromanagement, with a collaborative and supportive environment

-Sabbatical: one month of paid leave every five years

Mastery

Instead of having to focus on company sales targets, you’ll have the opportunity to dive deep and master various areas such as: Financial life planning, Retirement income planning, Tax strategy & Roth conversion analysis, Estate and insurance planning, and more.

Purpose

We intentionally work with a small number of clients so we can deliver meaningful, deeply personalized advice. You’ll build real relationships and help guide major life decisions, making a true impact on the people you serve.

Career Progression & Opportunity

This role is designed to grow over time, with flexibility based on your strengths and interests.

As you develop within the firm, you’ll have the opportunity to take on increasing responsibility in one of two directions:

Lead Advisor Path: Take ownership of client relationships, lead meetings, and guide planning decisions.

Planning Specialist Path: Focus more deeply on financial planning strategy, modeling, and analysis across the firm’s clients.

Both paths are valued and play a critical role in delivering high-quality outcomes.

For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.

We support continued growth through professional designations, advanced education, and ongoing development aligned with your interests.

Role Overview

Support the delivery of comprehensive financial planning by participating in client meetings, communicating with clients, and helping guide decisions across retirement, tax, insurance, estate, and cash flow planning. Build and maintain financial plans using tools like Income Lab and Holistiplan, analyze strategies, and prepare recommendations in advance of meetings.

Serve as a key point of contact for ongoing client needs, ensuring timely follow-up and execution, including trades, withdrawals, and RMDs. Collaborate closely with the lead advisor and operations to implement strategies, maintain accurate client data, and continuously improve planning processes and technology.

About the Firm

Swad Wealth Management, LLC serves approximately 50 client households, primarily pre-retirees, retirees, and high-net-worth individuals.

Our mission is to guide clients into and through retirement by helping them align their time, energy, and money with their purpose and passions. We deliver highly personalized advice across investments, tax planning, estate considerations, insurance, and the emotional aspects of money.

We intentionally maintain a focused client base to provide deep, relationship-driven planning, not transactional advice.

To learn more about our firm, visit www.swadwealth.com.

Qualifications

• CFP® designation required
• 3–5+ years of experience (5+ preferred)
• Experience with retirees and/or high-net-worth clients preferred
• Strong analytical and modeling skills
• Strong communication skills: empathetic, clear, organized, and patient
• Proactive and self-motivated

Preferred Experience (not required)

• Experience with planning and CRM tools such as Income Lab, Holistiplan, Salesforce, Orion, and Schwab. Exposure to trading and portfolio implementation is a plus. Strong Excel skills and familiarity with AI tools (e.g., ChatGPT) are also beneficial.

Additional Credentials (optional)

• RLP®, EA, or CPA

Ideal Candidate

• Enjoy deep financial planning and strategy
• Prefer planning and client relationships over sales
• Are detail-oriented and highly organized
• Communicate clearly and empathetically
• Are proactive and comfortable working independently
• Value long-term client relationships

Compensation & Benefits

• Initial Base Salary: $95,000 – $120,000
• Bonus: Up to $10,000 based on performance including client feedback
• Sabbatical: one month of paid leave every five years
• 3 weeks PTO (available after first 90 days)
• All major U.S. market holidays off (additional holidays considered)
• Retirement Plan: 401(k) with employer matching
• Health Insurance: Company covers 50% of premiums
• CFP® renewal and continuing education covered
• Support for additional certifications

What This Role Is Not

• Not a sales position
• Not a commission-based role
• Not focused on asset gathering

This role is for someone who wants to build a career in financial planning and client service.

How to Apply

If interested, please send your resume and a short (one minute or less) selfie video introducing yourself and explaining what interests you about this specific role. Please do not worry about editing this video or making it great. Please send this to Zack at: zack@swadwealth.com

If you send a video, we will respond promptly. If you don’t send a video, we won’t respond.

Requirements:
CFP®
3+ years of experience in financial planning

About Swad Wealth Management, LLC

Swad Wealth Management, LLC serves approximately 50 client households, primarily pre-retirees, retirees, and high-net-worth individuals. Our mission is to guide clients into and through retirement by helping them align their time, energy, and money with their purpose and passions. We deliver highly personalized advice across investments, tax planning, estate considerations, insurance, and the emotional aspects of money. We intentionally maintain a focused client base to provide deep, relationship-driven planning, not transactional advice.

Connections working at Swad Wealth Management, LLC